Guide

Avoiding scams that target older adults

The most common scams, warning signs to watch for, and what to do if you think you have been targeted.

KindredAge Editorial
Editorial team
Updated 2026-10-11 · 5 min read

Common scams

The National Institute on Aging lists these common scams aimed at older adults:

  • Government impersonators, such as someone pretending to be from Medicare and asking for account details.
  • Fake prize, sweepstakes and lottery scams that ask you to pay to claim winnings.
  • Computer tech support scams that say your computer has a problem.
  • The grandparent scam, where a caller pretends to be a relative in trouble.

How to protect yourself

  • Do not give out your Social Security number, bank details, card numbers, PINs or passwords to anyone who contacts you by phone, email, text or social media.
  • Be wary of anyone who pressures you to act immediately. Slow down, end the call, and talk to someone you trust.
  • Do not send money to strangers.

If you think it is a scam

Do not feel ashamed: the NIA says scams can happen to anyone. In the US, you can contact the National Elder Fraud Hotline, your local police, or your state attorney general, and report it to the Federal Trade Commission. If it involves Medicare, Medicare.gov says to call Medicare or report the fraud online.

Sources

  1. National Institute on Aging (NIA). Beware of scams targeting older adults (checked 2026-10-11)
  2. National Institute on Aging (NIA). High vulnerability to government impersonation scams among older adults (checked 2026-10-11)
  3. Medicare.gov. Reporting Medicare fraud and abuse (checked 2026-10-11)
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